Check the route before moving money
The official programme still operates within applicable EB-1 or EB-2 eligibility, admissibility and visa-availability requirements. Financial capacity alone is not a promise of residence. Review the actual applicants and classification before paying a non-refundable processing fee. A first review should identify the applicant's proposed EB-1 or EB-2 basis, the unresolved eligibility evidence, and every family member seeking an immigration benefit. Payment capacity does not answer those questions.
Separate each amount and stage
The stated individual principal gift is US$1 million after vetting when instructed. The processing fee is US$15,000 and non-refundable per person. Each eligible joining spouse or child adds another US$1 million gift and US$15,000 fee; other expenses may be additional. Make a ledger that distinguishes processing fees, gift payments, conversion charges, and private professional fees. The ledger should identify the person, date, payee, and credited amount for each entry.
Reconcile currency and transfer records
Preserve the origin, ownership, conversion and transfer history for the funds used. Identify intermediary accounts and deductions accurately. Follow verified official instructions for the amount and payment method instead of assuming an exchange quotation proves the required sum was credited. Match statements, conversion confirmations, and wire records in chronological order. Account-name mismatches or unexplained intermediaries should be resolved before a payment is sent.
Avoid residence and tax assumptions
A payment receipt does not authorize work, establish admission or guarantee a decision date. US immigration status and tax residence require their own analysis, and tax obligations can arise under rules beyond immigration labels. Do not rely on proposed or unrelated programme benefits as current Gold Card terms. Set travel and employment plans only after the applicable immigration steps are complete. A receipt proves a transaction, not permission to enter, work, or claim a tax outcome.
Sources reviewed 2026-09-07. This guide covers a preparation focus; it is not an individual eligibility assessment.