No. Available money is one financial fact; the applicable immigrant classification, admissibility and visa availability still require assessment. The official gift framework does not guarantee approval solely because the account balance exceeds the stated amount. Review the actual applicant before treating a transfer as the remaining formality.
Distinguish ownership from availability
Identify whose money is in the account and any restrictions, joint interests or obligations affecting its use. The source and path may require supporting evidence. Do not assume that a screenshot showing a balance answers either those financial questions or the separate immigration requirements.
First review produces an applicant-by-applicant eligibility checklist that separates the proposed immigrant classification, admissibility issues, visa availability, and payment capacity. The records that settle the point are the official program materials and the evidence for the claimed EB-1 or EB-2 basis. Sequence eligibility confirmation before a non-refundable fee or gift payment.
The usual error is treating financial capacity as though it replaces the immigration category. Hypothetical example: A Canadian documentary-film editor has funds for a Gold Card payment but is relying on an EB-1 claim. The file should first identify the documentary record, awards evidence, and official requirements before the household treats payment as the decisive step.